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<p> Mengetahui Preferensi dan Perilaku Tokoh MAsyarakat Terhadap Perbankan Syariah di Kecamatan Sungai PAgu Kabupaten Solok Selatan</p>
<p> untuk mengetahui: Persepsi, preferensi, dan perilaku tokoh masyarakat terhadap perbankan syariah di Kecamatan Sungai Pagu Kabupaten Solok Selatan.</p>
Abstract A tourist’s interest with the tourist attraction in Bandung City can be different from one tourist to another. Every tourist has different characteristics according to their preferences with tourism products of Bandung City, and with different characteristics come different needs for each tourist. Tourist segmentation, which is an effort to categorize tourists with same characteristics, has a purpose to give experience and service to the tourists according to their preference characteristics and their segment group’s need. Tourist segmentation is also a process that has to be done in deciding a market target for tourists. The research’s scope including characteristic identification of tourist market in Bandung, which includes the profiles of tourists and the profiles of tourist’s trips; identification of tourist market segment that has potential to be further developed by Bandung government; and identification of preferences and needs of that aforementioned tourist market segment. The scope area of this research is the administrative area of Bandung City. The author uses a descriptive analysis approach to the profile and characteristic of potential tourism market segment’s trip in Bandung. The final conclusion from this research is an identification of existing market segment of tourists which has a potential to be further developed by Bandung City government, which uses identification of tourist characteristics from social, economical, and demographical side, as well as identification of trip characteristics; the founding of preference and needs of market segment of tourism in Bandung City; and the formularization of recommendations for tourism development that is suitable with the needs of potential tourist market segment.
<p> Reformation is a milestone in the improvement of the Indonesian nation after being ruled by the new order for 32 years. This article discussed the dynamics of corruption and corruption eradication institutions in the film The endgame The method used in this article is critical discourse analysis. critical discourse analysis is a method that effort to see the relationship between language and text and the social context in which language is used. The result of this study revealed that the film The Endgame did not reveal the fact that 75 KPK employees were removed with the national insight test. Instead of showing arguments that lead to the fact, this film tends to attack the parties involved in the national insight test, for example, the leaders of the KPK, the state civil service agency (BKN, and the compilers of questions in the test. Religious preference is used to legitimize the opinion that they are excluded because the religious preference. Professionalism was not a concern in this film.</p>
The phenomenon that occurs at State Islamic Universities in West Sumatra shows that the number of students at the Faculty of Islamic Business Economics who have Islamic bank accounts is still small with an average rate of 32% when compared to the potential and knowledge possessed by students towards Islamic banking. This type of research is field research using a qualitative approach. The data analysis method uses a descriptive analysis method and the coding uses Nvivo12. The results of the study are that theeducational environment significantly influences the preferences of Islamic bank users in transactions, especially towards Islamic bank policies in the campus environment which results in the dominant preference factor for each PTKIN which is different, including: First, UIN Iman Bonjol Padang. campus policies and social factors with a presentation of 53% Islamic bank users. The two UIN Sjech M. Djamil Djambek Bukittinggi factors that most dominantly influence the preference of Islamic bank users are the factor of religiosity and the educational process with a presentation of 22% of Islamic bank users. The three UIN Muhammad Yunus Batusangkar factors that most dominantly influence the preferences of Islamic bank users are the factors of rationality and campus policy with a presentation of 35% of Islamic bank users
The development of Islamic banking in the Sungai Pagu sub-district of South Solok Regency in terms of network operations, where the Bank Syariah Services Unit in Nagari Muaralabuh is the only Islamic banking institution operating in this area. The problem in this study is: What are the preferences and behavior of community leaders on Islamic banking in Sungai Pagu District.With the aim of knowing the preferences and behavior of community figures on Islamic banking in Sungai Pagu district, South Solok Regency. This research is a field study with a qualitative descriptive approach. Primary data sources are community figure involved in BAMUS Nagari management of 55 people selected with purposive sampling techniques. Data collection techniques are conducted through interviews, observations, questionnaires, and documentation. The results revealed the preferences of respondents in the banking sector in Sungai Pagu district, South Solok Regency, with a percentage index above 60%, but this was not supported by good behavior from correspondents where the score index was below 60%. While the role of respondents in delivering and disseminating Islamic banking to the community is at 60%, meaning that good and community leaders are a medium of socialization and promotion of Islamic banking in this area.
ABSTRACT This study investigates whether the profit-sharing system affects the preferences of choosing the funding product at Islamic Banks and if so , whether the effect is mediated by financial literacy. Using a sample of 385 customers of Islamic banks in Tanah Datar district, under condition 2018, this study reveals that the profit-sharing system and financial literacy is positively associated with the preferences of choosing funding products. This study proves that this association is significantly mediated by financial literacy. This finding offer the empirical evidence of the importance of financial literacy on the relationship between the profit-sharing system and the preferences of choosing the funding product. It indicates that the system of profit sharing in Islamic banks will not make people turn to Islamic banks without education of the Islamic financial system itself. Furthermore, this research recommends strategy of increasing market share of Islamic Bank by increasing public’s finance literacy. Keyword: financial literacy; islamic bank; preferences; profit sharing
BSTRACT This study investigates the implementation of culture and religiosity in credit management and then attempts to analyze the effect of culture and religiosity to the breadth of outreach in Rural Banks. This research is a quantitative study based on a survey at Rural Banks in West Sumatera Indonesia in 2018, with a sample of 52 Rural Bank. Data were collected by using questionaire and analyzed by PLS- regression.. The independent sample t-test also applied to compare the breadth of outreach or social performance in Conventional Rural Banks and Islamic rural banks. This study proves that the breadth of outreach is influenced by culture and religiosity and there is no difference of the breadth of outreach between Conventional Rural Bank and Islamic Rural Bank. These finding extends the predictor of the breadth of outreach in Rural Banks and offer a more established model of causal relationships between culture and religiosity to the breadth of outreach. This study also proves that there is no difference in the breadth of outreach between Conventional Rural Banks and Islamic Rural Banks, which means that there are no differences in the achievement of the social performance of these two types of micro financial institutions. Keywords: breadth of outreach; culture; religiosity; rural bank
