Abstrak
ABSTRACT The economic situation in Indonesia in the New Order era continues to grow, the banking world has an important role and has a great opportunity in the framework of a country's economic development, where banks as providers of funds for the community are collected by banks and channeled back to the community to increase people's living rates and increase national development a country.This study aims to determine whether financial ratios influence both partially and concurrently on profit growth in the Unit Simpan Pinjam Swamitra KOPPAS Siteba.The financial ratio used in this study is the cash ratio, primary ratio, gross profit margin. The analysis technique used in this study is multiple linear regression analysis. The conclusion is that the results of the study show that partially the cash ratio, primary ratio, gross profit margin does not have a significant effect on earnings growth with a significance value of each financial ratio, namely cash ratio of 0.766, primary ratio of 0.182 and gross profit margin of 0.011. Keywords: Cash Ratio, Primary Ratio, Gross Profit Margin, Profit Growth.